Homeowner Help
Working America understands the needs of working families who are struggling to maintain the American dream of homeownership. Across the country, we hear stories of people worried about paying their mortgage payments and facing foreclosure notices. Many of you are in a similar boat—you may be concerned about your mortgage payments because you're going through a divorce or dealing with a medical condition and mounting hospital bills.
We've heard people say they just don't know where to turn for help. There are so many scams and so much misinformation out there, it can immobilize you. That's why Working America and Union Plus are providing these free resources and reliable contacts to point you in the right direction.
Mortgage Checkup: Are You a Healthy Homeowner? — The housing market continues to do poorly in some parts of the country, leaving homeowners hurting. Click here for four questions to help you understand whether you are in good shape when it comes to your home loan.
Making Home Affordable Programs Help Homeowners — You may have heard about the government program to help homeowners save their homes, and wonder whether you qualify. Click here to learn about two programs offered by Making Home Affordable.
Five Tips to Avoid Foreclosure — If you are worried about keeping up with your house payments, you may be stressed, overwhelmed, depressed or just plain tired. Click here for five essential steps for solving your mortgage crisis.
Foreclosure FAQs — Have a specific question? Click here for answers to many frequently asked foreclosure questions.
Working America member benefits from Union Plus
As a Working America member, you are eligible for benefits from Union Plus. Here are three useful benefits for our members who are struggling:
- Union Plus myFICO Discount — credit scores/reports, credit monitoring, advice on how to improve your score, etc.
- Union Plus Credit Counseling — free budgeting advice and 30 percent off debt management plan fees.
- Union Plus Legal Service — includes bankruptcy attorneys and a search for a lawyer in your area.
Debt Collection Laws: Know Your Rights - By Gerri Detweiler.
Millions of Americans struggling with unemployment or pay reductions, large medical bills, and other financial challenges may experience even more stress if they fall behind on their and debt collectors start calling them. You do have rights when you're dealing with debt collectors, though, and it is important to understand how debt collection laws can protect you against unfair collection tactics. Click here to read about debt collection laws.
No legal advice is being given and no attorney-client relationship is created by the use of this information. An attorney should be consulted for more detailed information in individual cases. Working America shall not be liable for the information provided herein, or for the results obtained from the use of such information.
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